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MHHA Insurance Coverage

We've Got You Covered!

Sulky Insurance


 Free insurance against damage to race bikes incurred in an accident during a race or warm-up mile at an MHHA contracted pari-mutuel track or a Michigan county fair.

On-Track Accident Insurance


 Pari-Mutuel Tracks

As negotiated on your behalf by MHHA, On-Track Accident and Disability coverage is provided at MHHA pari-mutuel tracks. MHHA shares in the cost of this coverage.

County Fair Tracks

The MHHA provides accident and disability coverage at Michigan county fairs on race days.

Fire and Disaster Insurance


 Free coverage at MHHA contracted pari-mutuel tracks - up to $15,000 per horse and $7,500 per owner for equipment (@$1,500 per horse).

Groom Insurance


 Contributes a portion of the cost of health insurance for grooms and second trainers employed by trainers who are MHHA members.

 

Harness Horsemen International has agreed to allow individual MHHA members to purchase third party liability insurance at a cost of $100 per policy year.

Click here for description of coverage.     Click here for policy application form.